Tip Calculator & Bill Splitter

Free online tip calculator — split the bill, tip any percentage before or after tax, and share a tip pool between staff by hours worked.

Splits to the Last Cent
13 Currencies
Nothing Leaves Your Device
The bill
Bill amount
Whatever the check says, before the tip.
Sales tax in that (%)
Leave at 0 if there is none.
Work the tip out on
The tip
Tip percentage
Or pick the service
Customary United States rates — a starting point, not a rule.
What everyone owes
Each person pays
Bill
Tip
Total
Enter a bill amount on the left and the split appears here.
Splitting
Split between
Rounding
Rounding up comes out of the tip, so the percentage moves a little.

Every split adds up to the exact total — no cents lost, nobody left short.

How to use the tip calculator

Type the bill, pick a percentage, say how many of you there are. The answer updates as you type — there is no calculate button to press.

  • Tip & Split — the everyday one. Bill, tip, number of people, and what each person owes.
  • Reverse — you already paid. Enter the bill and the amount that left your account to see what percentage that was.
  • Tip Out by Hours — one pool of tips shared between staff in proportion to the hours each of them worked.

The currency selector at the top right changes the symbol and the formatting for all three modes. Thirteen currencies are covered, including yen, which has no minor unit at all — the splitting maths adjusts rather than inventing fractions of a yen.

Splitting a bill that will not divide evenly

This is where a bill splitter earns its keep. Three people and a bill of 100 is the classic problem: 33.33 each comes to 99.99 and the restaurant is a cent short. Most calculators show you 33.33 and say nothing.

This one hands the leftover units out one at a time and tells you exactly who pays what — one person pays 33.34, two pay 33.33, and it adds up. If you would rather nobody counted pennies, switch rounding to round each share up and everyone pays the same round number, with the difference simply becoming a slightly larger tip. The calculator says what that did to the percentage rather than leaving you to notice.

Should you tip before or after tax?

Strictly, a tip is for the service, and sales tax is not service — it goes to the state. So the older convention is to tip on the pre-tax subtotal. In practice most people tip on the total because it is one less step, and the gap is usually small.

On a 100 subtotal with 8% sales tax, a 20% tip is 20.00 worked out before tax and 21.60 worked out on the total — a difference of 1.60. Enter your tax rate and this calculator will do it either way; leave the rate at zero and the choice is switched off, because without a rate there is nothing to separate.

The rate itself is local. California, Michigan, Ohio and Maine each set their own, cities often add a little on top, and a handful of states charge no sales tax at all. That is why the field is blank rather than pre-filled with a national figure — there is no such thing.

How much to tip

These are customary United States rates. They are conventions rather than rules, and they do not travel — see the section below before applying them anywhere else.

ServiceCustomaryNotes
Restaurant, table service15–20%18% is a common default; 20% for service you were happy with
Counter service, takeaway0–10%Nothing is expected when you carry your own food
Haircut, hairdresser, salon or barber20%Split between everyone who worked on you
Manicure, pedicure20%Same as a haircut
Massage, spa20%On the pre-discount price if you used a voucher
Tattoo20%Some artists build it into the quoted price — ask
Food delivery15–20%DoorDash, Uber Eats and the rest — the app's delivery fee is not a tip
Pizza delivery15%Or a flat few units on a small order
Taxi, Uber, rideshare15%Round up for help with luggage
Bar, per drink20%Or a flat unit or two per drink on a simple round

Tip chart

The quick version, for when you would rather not open anything. Move the decimal point one place left for 10%, then double it for 20%.

Bill15%18%20%25%
10.001.501.802.002.50
20.003.003.604.005.00
25.003.754.505.006.25
30.004.505.406.007.50
40.006.007.208.0010.00
50.007.509.0010.0012.50
60.009.0010.8012.0015.00
75.0011.2513.5015.0018.75
100.0015.0018.0020.0025.00
150.0022.5027.0030.0037.50
200.0030.0036.0040.0050.00

Sharing a tip pool by hours worked

Tipping out is the other side of the counter. The tips taken during a shift go into one pool and get shared between the staff who worked it, usually in proportion to hours: an 8-hour shift out of 20 hours total earns 8 twentieths of the pool. You will also see it called tip distribution, or a tip divider — the split is based on hours worked rather than on who happened to serve which table.

The arithmetic looks trivial and is not. Divide 480 between people who worked 7, 6.5 and 4.25 hours and the exact shares have fractions of a cent in them. Round each one and the shares no longer add up to the pool — money either appears or vanishes, and somebody notices at the end of the week. The Tip Out tab uses the largest-remainder method, so the shares always total the pool exactly, and it shows you that total back so you do not have to take it on trust.

Tipping outside the United States

The percentages above are American, and the USA is the outlier. Tipped staff there can legally be paid below the standard minimum wage on the assumption that tips make up the difference, which is why a 15 to 20 percent tip is treated as part of the price rather than a bonus.

Most of the world does not work that way. In Japan tipping can cause confusion or mild offence. Across much of Europe service is included by law and rounding the bill up or leaving small change is normal — a 20% tip marks you out. In Australia and New Zealand tipping is optional and uncommon. In the United Kingdom (UK) 10 to 12.5% is typical, and often already added as a service charge. Canada follows the American pattern closely, British Columbia (BC) and Quebec included; in Mexico 10 to 15% is normal; in South Africa 10% is the usual figure, and the rand is one of the thirteen currencies here. Check what is normal where you are rather than exporting American percentages, and use the Reverse tab if a service charge is already on the bill and you want to know what it came to.

Frequently Asked Questions

Multiply the bill by the tip percentage and divide by 100. A 20 percent tip on a 60 dollar bill is 60 times 20 divided by 100, which is 12 dollars, making the total 72. The quick mental version is to take 10 percent by moving the decimal point one place left, then double it for 20 percent or halve it and add it on for 15 percent.
In the United States, 15 to 20 percent is the customary range for sit-down table service, with 18 percent a common default and 20 percent for service you were happy with. Counter service where you order and carry your own food carries no expectation, though a tip jar is often there. These figures are United States conventions and do not carry over to most of the rest of the world.
Around 20 percent is the usual figure for a haircut, colour, blow-dry or barber visit in the United States, and the same rate is customary for a manicure, pedicure, massage or tattoo. If several people worked on you, the tip is normally split between them, and if the salon owner cut your hair a tip is still welcome even though it was once considered unnecessary.
Strictly, the tip is for the service, so it is worked out on the pre-tax subtotal — sales tax goes to the state, not the restaurant. In practice most people tip on the total because it is simpler, and on a typical bill the difference is small: at 8 percent tax on a 100 dollar subtotal, a 20 percent tip is 20 dollars before tax and 21.60 after. Enter your sales tax rate and this calculator will do it either way.
Someone has to pay the odd cent. This calculator hands the leftover units out one at a time and tells you exactly who pays what, so the shares always add back up to the real total rather than leaving you a cent short. If you would rather everyone paid the same round number, switch rounding to round up each share and the extra simply becomes a slightly larger tip.
Tipping out is when the tips taken during a shift go into one pool and are shared between the staff who worked it, usually in proportion to hours. Someone who worked 8 hours of a 20 hour pool gets 8 twentieths of it. The Tip Out tab does this: enter the pool, add each person and their hours, and it divides the money so the shares add up to the pool exactly, with no cents disappearing in the rounding.
Around 15 to 20 percent is customary for food delivery in the United States, with many people using a minimum of a few dollars on small orders because a percentage of a small bill is not worth the trip. Bad weather, a long distance or a large order are all reasons to go higher. Note that a delivery fee charged by the app is not a tip and usually does not reach the driver.
Often not, and in some places it is actively unwelcome. In Japan tipping can cause confusion or offence. Across much of Europe service is included and rounding up the bill or leaving small change is normal rather than a percentage. In Australia and New Zealand tipping is optional and uncommon. The United States is unusual in treating a 15 to 20 percent tip as part of the expected price, because tipped wages there are set below the standard minimum. Check local custom rather than applying American percentages everywhere.
Subtract the bill from what you actually paid, divide the difference by the bill, and multiply by 100. The Reverse tab does it for you: enter the bill and the amount that left your account, and it shows the tip in money and as a percentage. It is useful for checking a card receipt, or for working out what a restaurant added when the service charge was already on the bill.
No. Every figure is worked out in your browser and nowhere else. Nothing is uploaded, nothing is saved, and the page keeps working with no connection once it has loaded.